Estate Planning Center

Protect what you've built and the people you love

Estate planning is not just for the wealthy — it's for anyone with people who depend on them.

Are you protected?

8 questions to score your wills, beneficiaries, POA, and life insurance coverage.

Estate planning essentials

The four documents everyone needs

What is a will?

A will specifies how your assets are distributed after death and names guardians for minor children. Without one, state law (intestacy) decides — which may not match your wishes. A will must be signed and witnessed to be valid.

Power of attorney

A durable power of attorney authorises a trusted person to manage your finances if you become incapacitated. Without one, your family may need to go to court for a conservatorship — an expensive and slow process.

Healthcare directive

Also called a living will or advance directive — specifies your medical wishes if you can't communicate. Designate a healthcare proxy to make decisions on your behalf.

Beneficiary audit

Beneficiary designations on 401(k)s, IRAs, and life insurance override your will entirely. An account with a named beneficiary passes directly — outside of probate. Review these after every major life event.

Do you need a trust?

Answer 3 questions to get a quick recommendation

Question 1 of 3

Is your total estate likely to exceed $13.6 million (the 2024 federal estate tax exemption)?

Beneficiary audit checklist

Review each item — beneficiary designations override your will

Valid, witnessed will

Beneficiary named on 401(k)

Beneficiary named on IRA

Beneficiary named on life insurance

Durable power of attorney

Healthcare directive / living will

Emergency contact card in wallet

Documents reviewed in last 3 years

Legacy planning tools

Net Worth Tracker

Know your total estate value — the foundation of any estate plan

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Leave a Legacy

Guides and tools for wealth transfer and legacy planning

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Important: Estate planning laws vary by state — consult a licensed estate attorney for personalised guidance specific to your situation and jurisdiction. The information on this page is educational only and does not constitute legal advice.

Educational disclaimer: All content on WealthSerene.com is for educational purposes only and does not constitute investment advice. Projections and calculations are illustrative — actual results will vary based on market conditions, your specific situation, and many factors outside this tool’s scope. Always consult a qualified financial professional for advice specific to your situation. View full disclosures →