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Free · Open access · No sign-up required
Free · Open access · No sign-up required

Your complete
financial education
& planning toolkit

WealthSerene.com — free tools, calculators, courses, and guides that help you understand and take control of your finances.

30+
Free tools & calculators
850
Point wellness score
500+
Educational guides
Financial Symptom Checker

What's your biggest financial challenge right now?

Describe it in your own words — our AI will identify your situation and prescribe the right plan.

🔒 Free · No card required · Takes 2 minutes
⭐
Financial Wellness Score
Out of 850
🌍
NRI / Immigrant Hub
Unique to this site
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📊 30+ Free Tools on WealthSerene.com·🎓 7 Complete Courses·⭐ Financial Wellness Score out of 850·🌍 Immigrant & NRI Finance Hub·📋 500+ Educational Articles·🤖 AI Financial Tutor — Ask anything·💡 5,000+ FAQ Pages·📈 Free Retirement Planner·📊 30+ Free Tools on WealthSerene.com·🎓 7 Complete Courses·⭐ Financial Wellness Score out of 850·🌍 Immigrant & NRI Finance Hub·📋 500+ Educational Articles·
Who this is for

Built for your exact situation

Your challenges
Not sure if retirement is on track
Losing money to taxes unnecessarily
ESPP/RSU compensation is confusing
Your tools
Retirement Planner→
Tax Health Score→
Investment Fee Analyser→
"I finally understand my finances."
Use WealthSerene's free tools and education to understand your finances and build a plan.
Free · No sign-up · Open access
30+ free tools

Calculators that
actually answer your questions

View all 30+ tools →
🌴
Most used⏱ 5 min
Retirement Planner
3-scenario model with uncertainty bands. See your retirement gap in 5 minutes.
Try it free →
⭐
Start here⏱ 8 min
Financial Health Score
Your complete financial wellness out of 850 — with peer ranking by age group.
Try it free →
📊
Tax season⏱ 6 min
Tax Health Score
Are you leaving money on the table? 20 questions reveals your tax savings opportunity.
Try it free →
🏠
⏱ 4 min
Buy vs Rent Analyser
The definitive rent-or-buy calculator. Specific property or general scenario mode.
Try it free →
🌍
NRI essential⏱ 2 min
FBAR Compliance Checker
Enter your foreign accounts. Know your FBAR obligation in under 2 minutes.
Try it free →
💰
⏱ 5 min
Roth vs Traditional IRA
Which is better for your tax bracket? Includes backdoor Roth pro-rata calculator.
Try it free →
📈
ESPP/RSU⏱ 4 min
Capital Gains Calculator
Stocks, ESPP, RSU, crypto, home sale — all four capital gains scenarios covered.
Try it free →
🏢
1099 essential⏱ 7 min
Self-Employed Tax Hub
SE tax, quarterly estimates, QBI deduction, SEP-IRA vs Solo 401k in one place.
Try it free →
🔄
⏱ 4 min
Debt Payoff Calculator
Avalanche vs snowball. See your debt-free date and total interest saved.
Try it free →
Your Financial Wellness Score

Like a credit score —
for your entire financial life

One number out of 850 that measures your complete financial health across 5 pillars. Track it monthly, improve it over time, and see exactly where to focus.

724
Very Good
Top 31% nationally · Age group: 35–44
Score breakdown · Sample profile
Financial IQ82/100
Resilience68/100
Awareness75/100
Savings Rate71/100
Wealth Velocity60/100
Poor
300–549
Fair
550–659
Good
660–739
Very Good
740–799
Excellent
800–850
🌍Immigrant Finance Hub

The only financial
platform built for
immigrants & NRIs

No mainstream tool addresses FBAR, PFIC, dual-country retirement, or the H-1B financial journey. We built the entire playbook.

🛂
H-1B to Citizen roadmap
Financial priorities at every visa stage
📋
FBAR / FATCA compliance
Know your filing obligations in 2 minutes
🚫
PFIC warning calculator
Indian mutual funds = 39% US tax. See the alternative.
💸
Remittance optimiser
Compare providers · 2026 remittance tax included
🏦
Dual-country net worth
USD + INR assets. FBAR threshold alert built in.
🏗️
US credit building plan
Month-by-month roadmap from zero to 720+
Structured financial education

7 structured courses.
Real mastery.

Progress from financial novice to expert through structured courses with videos, practice exercises, mastery tracking, and a daily streak system that keeps you coming back.

🎯150 financial skills tracked
🔥Daily streak — 5 min keeps the habit
🏆150+ badges to earn
🤖AI tutor available 24/7
01
🌱
Financial FoundationsBeginner
Know your numbers, build your budget, start your emergency fund.
5 units
8 hrs
→
02
📊
Budgeting & Debt MasteryBeginner
Zero-based budgeting, cash flow, debt elimination strategies.
6 units
9 hrs
→
03
📈
Investing FundamentalsIntermediate
Stocks, bonds, ETFs, asset allocation, tax-efficient investing.
7 units
11 hrs
→
04
🌴
Retirement PlanningIntermediate
401k, IRA, Roth, Social Security, RMDs, withdrawal sequencing.
8 units
12 hrs
→
05
📋
Tax OptimisationAdvanced
All 9 tax categories. Capital gains, self-employed, cross-border.
7 units
10 hrs
→
07
🌍
Immigrant & NRI FinanceAll levels
FBAR, India assets, dual-country retirement, visa journey guide.
8 units
13 hrs
→

Your financial future
starts with one free score

8 minutes. 850 points. A complete picture of your financial health — with a personalised action plan you can act on today.

Free · No sign-up required · Open access for everyone