Free financial planning tools

3-scenario model with Monte Carlo simulation and 90% confidence projections.

Compare tax-now vs tax-later based on your current and projected bracket.

Short- vs long-term gains, NIIT, state tax, and timing strategy.

SE tax, quarterly estimates, QBI deduction, SEP-IRA vs Solo 401k.

True cost comparison with break-even year, equity build, and opportunity cost.

50/30/20 rule analysis with personalized targets and spending gaps.

Avalanche vs snowball comparison with exact payoff date and total interest.

How much you need, where to keep it, and how long to build it.

Multi-currency net worth with USD + INR support and Fidelity benchmarks.

Check FinCEN 114 and FATCA Form 8938 filing requirements for foreign accounts.

Visa-stage financial roadmap for H-1B, L-1, Green Card, and citizen pathways.

10-dimension score with personalised recommendations.

Find tax optimisation gaps across 10 key areas.